What is an insurance declarations page?
Reviewed by the Skyview Auto Glass technical team — NWRD-, ASE- and DINITROL-trained technicians · Updated November 2026
Quick answer
A declarations page is the summary at the front of your policy that lists your coverages, deductibles, and limits. It is where you find whether you carry comprehensive, your glass deductible, and any full glass coverage. Glass damage is a comprehensive claim subject to the deductible listed there. Confirm your coverage with your insurer or agent.
How to read a car insurance declarations page
Each line on the declarations page tells you something about how glass is covered.
| Line on the page | What it tells you about glass |
|---|---|
| Coverages listed | Whether comprehensive and collision are included |
| Comprehensive deductible | What you pay on a glass claim, often $100, $250, $500, or $1,000 |
| Glass endorsement or full glass | Whether a lower or zero glass deductible applies |
| Vehicle list | Which vehicles the coverages apply to |
| Policy term | When the coverages are in force |
If a line is missing, the coverage may not apply. Your policy sets the coverage, so confirm the details with your insurer or agent.
Where do I find my glass coverage on my policy
The declarations page is the first place to look. It lists every coverage on the policy and the deductible that applies to each. For glass, find the comprehensive line and read the deductible beside it — that is what you would pay on a windshield or car window claim, commonly $100, $250, $500, or $1,000.
Some policies add a separate glass deductible or full glass coverage, which lowers or removes the glass deductible. If either appears on the declarations page, glass claims are handled under that lower amount. If neither appears, the standard comprehensive deductible applies. See our guide on full glass coverage.
The declarations page also lists which vehicles the coverages apply to and the policy term, so you can confirm the coverage is in force when the damage happens. If you have more than one vehicle, each may carry different coverages and deductibles, so check the line for the specific vehicle that needs glass work. If a glass endorsement or full glass coverage is listed, it lowers or removes what you pay on a glass claim. What you are covered for depends on your policy, so check with your insurer or agent.
Where is my deductible listed
On the declarations page, beside each coverage. The comprehensive deductible is the one that applies to glass. Common amounts are $100, $250, $500, or $1,000. Coverage follows what your policy includes, so confirm with your insurer or agent.
More questions about the declarations page
Where do I find my glass coverage on my policy?
On the declarations page. Look for the comprehensive line and the deductible beside it. A separate glass deductible or full glass coverage appears there too if you carry it. Verify the details with your insurer or agent.
How to read a car insurance declarations page?
Check the coverages listed, then read the deductible beside each. Comprehensive is what covers glass, and its deductible is what you pay on a claim. See our comprehensive deductible guide.
Where is my deductible listed?
On the declarations page, beside each coverage. The comprehensive deductible applies to glass and commonly runs $100, $250, $500, or $1,000. A separate glass deductible appears separately if you carry it.
Related guides
More in Insurance and claims
- Does a windshield chip repair count as an insurance claim?
- What happens if you chip the windshield on a rental car?
- Is it worth paying cash for a windshield instead of filing a claim?
- Does insurance cover windshield replacement?
- Does liability insurance cover windshield damage?
- What is full glass coverage?
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