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Troubleshooting Guide

A rock hit my windshield — what should I do?

Reviewed by the Skyview Auto Glass technical team — NWRD-, ASE- and DINITROL-trained technicians · Updated November 2026

Quick answer

Pull over when safe, check the size and location of the damage, and cover the chip with clear tape to keep it clean and dry. Avoid heat, cold blasts and car washes, and book a repair within a day or two — a fresh chip is usually repairable.

A rock kicked up by a truck ahead is the single most common cause of windshield damage. The good news is that most fresh chips are repairable in under 30 minutes — if you act before the damage spreads. Here is what to do right now, and what to expect from a repair.

Is it safe to keep driving?

A small chip outside the driver’s line of sight is usually safe to drive on for a short time while you arrange a repair. A chip in the driver’s primary viewing area, a crack that has already started, or one that is spreading is not — the windshield supports the roof in a rollover and backs the passenger airbag. For the full picture, see can a cracked windshield break while driving?

What should I do in the first hour?

  1. Pull over when it is safe. Do not brake hard or swerve; a rock chip is not worth a collision.
  2. Check the size and location. Look at whether it is a small pit, a bullseye, a star break, or already a short crack, and whether it is in your line of sight.
  3. Cover it with clear tape. A piece of clear tape over the break keeps water and dirt out until it is repaired.
  4. Keep it dry. Avoid the car wash and do not blast the defroster or air conditioning straight at the glass.
  5. Book a repair within a day or two. A fresh, clean chip fills and bonds best.

Can a rock chip be repaired or does the windshield need replacing?

A chip up to about the size of a quarter, or a single crack up to about 6 inches, can usually be repaired — provided it is outside the driver’s line of sight, not at the edge of the glass, and not through both layers of the laminate. Larger damage, edge cracks, or damage in the driver’s view usually mean a replacement. Our technician assesses the damage honestly and tells you which is safe. See our windshield chip types guide to identify what you have.

Will insurance pay for a rock chip?

With comprehensive coverage, chip and crack repair is usually covered, and many insurers waive the deductible for a repair because it costs them far less than a replacement. What you pay depends on your own policy and deductible — we confirm your coverage before any work starts. See our guide to chip repair insurance coverage.

How much does a chip repair cost?

About $75 to $150 out of pocket. With comprehensive coverage, many insurers waive the deductible for a chip repair. See our pricing page for the full breakdown.

Common questions

What should I do right after a rock hits my windshield?

Pull over when it is safe, check the size and location of the damage, and cover the chip with clear tape to keep water and dirt out. Avoid hot or cold blasts on the glass and car washes, and book a repair within a day or two — a fresh chip is usually repairable.

Can a rock chip turn into a crack?

Yes. Moisture, dirt and temperature changes get into the break and make it spread, and a Michigan freeze-thaw can run a stable chip across the glass overnight. Repairing it early is the best way to stop that.

How long do I have to repair a rock chip?

Treat it as this week's job, not this month's. A chip repaired within a day or two is clean and fills well; a chip left for weeks collects dirt and water and is harder to repair to a high standard.

Frequently asked questions

Rock hit your windshield?

Same-day mobile service across Michigan, Indiana and Illinois — we come to you. Most insurance customers owe only their deductible, and many insurers waive it for a chip repair.